Frequently Asked Questions
Though we have provided lots of information about us and how we serve what is our working process our terms and conditions our policies etc.
Interest rates are subject to periodic review based on market conditions. Any changes will be communicated in advance.
Some loans may have a grace period. Refer to your loan agreement for specifics or contact our customer service.
Late payment penalties may apply. Check your loan agreement or contact our customer service for details.
Yes, we offer refinancing options for eligible loans. Contact our team to discuss your refinancing needs.
We employ robust security protocols to safeguard your financial information. Our website and online systems use encryption and authentication measures.
You can reach our customer support team through the contact details provided on our website, including phone, email, or online chat for assistance with any queries.
Yes, most of our loan applications can be submitted online through our secure portal on the website.
Yes, Capital Asset Management provides financial planning services tailored for businesses, including investment strategies and risk management.
Interest rates on Auto Loans vary based on factors such as credit history and the loan term. Contact us for a personalized quote.
Many of our loans allow extra payments. Check your loan agreement or contact our customer service for details.
You can check the status of your loan application by logging into your online account or contacting our customer service.
The minimum credit score requirement varies depending on the type of loan. Contact our loan specialists for specific details.
An FDR Plan is a financial instrument where a fixed sum of money is deposited with Capital Asset Management for a specified period at a predetermined interest rate.
The minimum deposit amount for an FDR Plan varies and is determined by the specific terms of the plan. Contact us for details.
Generally, early withdrawal may incur penalties. Refer to the terms of your FDR Plan or contact our customer service for details.
Interest is typically calculated based on the principal amount, interest rate, and the tenure of the FDR Plan. Specific calculation methods are outlined in the plan details.
FDR Plans usually have fixed interest rates for the specified tenure, providing predictability for the returns on your investment.
Yes, many FDR Plans offer automatic renewal options. Check your FDR agreement or contact our customer service to set up the renewal.
Interest earned on FDRs may be subject to taxation. Consult with a tax advisor or refer to local tax regulations for specific details.
In some cases, FDRs can be used as collateral for loans. Contact us for information on the specific terms and conditions regarding this option.
Tailored Solutions for Financial Excellence: Explore Our Comprehensive Services
Loans
At Capital Asset Management, we offer a diverse range of loan plans tailored to address various financial needs. Our competitive interest rates and transparent terms ensure a reliable and flexible borrowing experience. Whether consolidating debt, pursuing education, or expanding your business, our personalized loan options empower individuals and businesses to achieve their financial goals.
DPS (Deposit Pension Scheme)
Deposit pension scheme allows customers to deposit a specific amount every month throughout six year. At the end of the 6 years customer can get either a lump sum amount or a specific monthly pension throughout next five years. At the end of the pension period customer will get a specific lump sum amount.
FDR (Fixed Deposit Receipts)
Fixed Deposit Receipts (FDRs) are investment instruments where individuals deposit a lump sum amount with a financial institution for a specified tenure at a predetermined interest rate. This investment option is known for its stability and guaranteed returns.
We pride ourselves on being a leading financial partner dedicated to guiding individuals and businesses toward financial success.
Capital Asset Management is a secure and robust e-Banking system getting popular all over the world nowadays. We offer the best FDR, DPS & Loan plans to our account holders
24M
Account Holders
$645B
Total Assets
$287B
Shareholders’ Funds